Unsecured Small Business Loans Made Simple.
At Unsecured Finance Australia we do everything in our power to make the process of securing an unsecured business loan simple. We want nothing more than to see our clients succeed and are proud to provide small business owners with the funds they need to make their dreams a reality.
Dedicated to Providing
Unsecured Lending Options
Just like you we are small business owners, and we understand how difficult it is to manage the day to day operations of a business while trying to grow. We have also learnt that access to capital for opearting cash flow or expansion can be a determining factor in the sucess of your business.
Benefits of Non-Bank Lenders
It’s no secret securing funding from one of the big banks can be difficult. The biggest problem with traditional lending pathways is the time it can take to process an application and the vast amount of information you must provide to get approved. Thats where non-bank lenders like Unsecured Finance Australia come in. We make the application process quick, easy and in most cases can settle funds in an approved applicants account the same business day.
Loans from $5,000 to $300,000
settled same day
Minimal docs required
we only need the basics
Loan terms 3 to 12-Months
up to 60 for equipment
High approval rates
Fast 24-Hour Loan Approval
Monday – Saturday
5-Minute online application
get started now
How quickly will I get the money?
At Unsecured Finance Australia we understand growing your business is important, so our team works hard to get your funds to you as soon as possible.If you apply before 4pm on a business day and you application is approved, we can usually have the money in your account the same business day.
How long is short-term?
We offer loans ranging between three and twelve months. On average, most of our customers repay their loans between six and nine months, however, many also like to keep their payments low and spread out their payments over the full twelve month period.
For those wishing to pay off their loans early, often a discount is offered.
How long will it take to apply?
The online application process is quick and easy, and should only take about 10 minutes to complete. Or if you prefer, fill out the quick quote form on this page and get started in under a minute.
When will I know if I have been approved?
Our team works hard to ensure all business loans are approved in 5 working days or less. However, most of our loans are approved within 24 hours.
How much can I borrow?
Unsecured Finance Australia offer short term unsecured business loans from $5,000 to $300,000. Just like a secured loan, the maximum amount you can borrow is determined by the amount of revenue and cashflow coming through your business.
What do I need to apply?
At Unsecured Finance Australia we like to keep things simple. Unlike the big banks who require huge amounts of information about your business, we just require the basics.
We need to identify who you are, and often, a drivers licence is all we need to do this.
Loans $5,000 to $50,000 we require the last three months of your businesses banks statements.
Loans $50,000 to $250,000 we will need a little more information:
- The last 6 months of banks statements for your business.
- The most recent financials showing incomings and outgoings.
How do I know if I qualify for an unsecured business loan?
To quality for an Unsecured Finance Business Loan you will need to have the following:
- A business with 12 months trading history.
- Turnover in excess of $5,000 per month
- Regular cash flow (daily, weekly or monthly)
What will the interest rate on my loan be?
At Unsecured Finance Australia we understand that every business is different and therefore the same loan or rate will not suit every business. As such, the interest rates on our loans change depending on the health of your business and its cashflow. Once you have submitted your application and we have assessed your application, we will then be able to provide you with a summary of how much you can borrow, the interest rate on your loan and a break down of any fees or charges.