unsecured small business loans made simple.

At Unsecured Finance Australia we do everything in our power to make the process of securing an
unsecured business loan simple. We want nothing more than to see our clients succeed and are proud to
provide small business owners with the funds they need to make their dreams a reality.

Unlike the Big Banks, our Application Process is Quick, Easy and Painless.

Flexible Business Loans

$5k - $300k
  • A Term Loan with a redraw option
  • FACILITY TERM 3-12 months
  • Any business purpose
  • Top up & early payout option

Trade Finance Line of Credit

$5k - $300k
  • Line of Credit for import + export
  • FACILITY TERM 12 months revolving
  • For import, export or domestic
  • Line of credit with no line fees

Equipment & Vehicle Finance

$10k - $300k
  • Equipment or vehicle finance
  • FACILITY TERM up to 60 Months
  • Balloon option
  • Range of equipment financed

Loans from $5,000 to $300,000.

Minimal docs required.

Loan terms from 3 to 12 months.

High approval rates.

Fast 24 hour loan approval.

10 Minute online application.

Apply Online

A fast simple application process, apply in minutes.

Receive Approval

Apply today and receive a decision within hours.

Get Funded Fast

90% of customers receive their funds within 24 hours.

Apply now with our 10 minute online application.

We support many diverse industries across Australia with Unsecured Business Loans.

Simply click on your industry to learn more about how Unsecured Finance Australia can support your business with unsecured funding.


Requirement: The restaurant relocated and required funds to fit out the new site.

Our teams fast turnaround gave the client access to funds from an unsecured business loan within 48 hours which enabled the owner to start fit out immediately.

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Wine Bar

Requirement: Customer needed funds to purchase the remaining half of business from partner.

We supplied an unsecured business loan and structured repayments to compliment the business.

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Requirement: Business needed funds to fit out new electrical van.

Unsecured Finance Australia’s fast turnaround gave client access to funds from an unsecured business loan within 48 hours to get their new van fitted out fast.

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Unsecured business loans from $5,000 to $300,000

The online application process is quick and easy, and should only take about 10 minutes to complete. Or if you prefer, fill out the quick quote form on this page and get started in under a minute.

Our team works hard to ensure all business loans are approved in 5 working days or less. However, most of our loans are approved within 24 hours.

Unsecured Finance Australia offer short term unsecured business loans from $5,000 to $300,000. Just like a secured loan, the maximum amount you can borrow is determined by the amount of revenue and cashflow coming through your business.

We offer loans ranging between three and twelve months. On average, most of our customers repay their loans between six and nine months, however, many also like to keep their payments low and spread out their payments over the full twelve month period.

For those wishing to pay off their loans early, often a discount is offered.

At Unsecured Finance Australia we like to keep things simple. Unlike the big banks who require huge amounts of information about your business, we just require the basics.

We need to identify who you are, and often, a drivers licence is all we need to do this.

Loans $5,000 to $50,000 we require the last three months of your businesses banks statements.

Loans $50,000 to $250,000 we will need a little more information:

  • The last 6 months of banks statements for your business.
  • The most recent financials showing incomings and outgoings.

To quality for an Unsecured Finance Business Loan you will need to have the following:

  • A business with 12 months trading history.
  • Turnover in excess of $5,000 per month
  • Regular cash flow (daily, weekly or monthly)

At Unsecured Finance Australia we understand that every business is different and therefore the same loan or rate will not suit every business. As such, the interest rates on our loans change depending on the health of your business and its cashflow. Once you have submitted your application and we have assesd your application, we will then be able to provide you with a summary of how much you can borrow, the interest rate on your loan and a break down of any fees or charges.

At Unsecured Finance Australia we understand growing your business is important, so our team works hard to get your funds to you as soon as possible.
If you apply before 4pm on a business day and you application is approved, we can usually have the money in your account the same business day.

Get Started With a Quick Quote

  • $5K -
    $25K -
    More than

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