Unsecured Business Loans

From $5,000 to $300,000. For a no charge pre-approval.

APPLY NOW or learn more

Approved Unsecured Business Loans

Unsecured Small Business Loans Made Simple.

At Unsecured Finance Australia we do everything in our power to make the process of securing an unsecured business loan simple. We want nothing more than to see our clients succeed and are proud to provide small business owners with the funds they need to make their dreams a reality.

Flexible
Business Loans

$5k - $300k

A term loan with a redraw option.


  • Facility term 3 – 12 months
  • Any business purpose
  • Top-up & early payout options

Get Started

Trade
Line of Credit

$5k - $300k

Line of credit for import + export


  • Facility term 12-months revolving
  • For import, export or domestic
  • Line of credit with no line fees

Get Started

Equipment
& Vehicle Finance

$5k - $300k

Equipment or vehicle finance


  • Facility term up to 60-months
  • Balloon option
  • Range of equipment financed

Get Started

Fast

The online application process is quick and easy, and should only take about 5 minutes to complete. Receive approval and funds the same business day.

Get Started »

Loans from $5,000 to $300,000

settled same day

Minimal docs required

we only need the basics

Loan terms 3 to 12-Months

up to 60 for equipment

High approval rates

and fast!

Fast 24-Hour Loan Approval

Monday – Saturday

5-Minute online application

get started now

Apply now

Simple 5 minute online application.

Financing

We Support many diverse industries across Australia with unsecured business loans. Want more information?

Funded Same Day

Wine Bar

Requirement: Customer needed funds to purchase the remaining half of their business from operating partner.

Our team quickly supplied an unsecured business loan and structured repayments to compliment the business.

Approved in 2-Hours

Restaurant

Requirement: The restaurant relocated and required funds to fit out the new site.

Our teams fast turnaround gave the client access to funds from an unsecured business loan within 48 hours which enabled the owner to start fit out immediately.

Funded within 48-Hours

Electrician

Requirement: Business needed funds to fit out new electrical van.

Unsecured Finance Australia’s fast turnaround gave client access to funds from an unsecured business loan within 48 hours to get their new van fitted out fast.

Unsecured business loans

From $5,000 to $300,000

Get Started With a Quick Quote

privacy policy.

We use 256-bit encryption to protect your information

  • How quickly will I get the money?

    At Unsecured Finance Australia we understand growing your business is important, so our team works hard to get your funds to you as soon as possible.

    If you apply before 4pm on a business day and you application is approved, we can usually have the money in your account the same business day.

  • How long is short-term?

    We offer loans ranging between three and twelve months. On average, most of our customers repay their loans between six and nine months, however, many also like to keep their payments low and spread out their payments over the full twelve month period.

    For those wishing to pay off their loans early, often a discount is offered.

  • How long will it take to apply?

    The online application process is quick and easy, and should only take about 10 minutes to complete. Or if you prefer, fill out the quick quote form on this page and get started in under a minute.

  • When will I know if I have been approved?

    Our team works hard to ensure all business loans are approved in 5 working days or less. However, most of our loans are approved within 24 hours.

  • How much can I borrow?

    Unsecured Finance Australia offer short term unsecured business loans from $5,000 to $300,000. Just like a secured loan, the maximum amount you can borrow is determined by the amount of revenue and cashflow coming through your business.

  • What do I need to apply?

    At Unsecured Finance Australia we like to keep things simple. Unlike the big banks who require huge amounts of information about your business, we just require the basics.

    We need to identify who you are, and often, a drivers licence is all we need to do this.

    Loans $5,000 to $50,000 we require the last three months of your businesses banks statements.

    Loans $50,000 to $250,000 we will need a little more information:

    • The last 6 months of banks statements for your business.
    • The most recent financials showing incomings and outgoings.

  • How do I know if I qualify for an unsecured business loan?

    To quality for an Unsecured Finance Business Loan you will need to have the following:

    • A business with 12 months trading history.
    • Turnover in excess of $5,000 per month
    • Regular cash flow (daily, weekly or monthly)

  • What will the interest rate on my loan be?

    At Unsecured Finance Australia we understand that every business is different and therefore the same loan or rate will not suit every business. As such, the interest rates on our loans change depending on the health of your business and its cashflow. Once you have submitted your application and we have assessed your application, we will then be able to provide you with a summary of how much you can borrow, the interest rate on your loan and a break down of any fees or charges.

Unsecured Business Loans from $5,000 to $300,000

or learn more here