Our unsecured business loans typically run between six and twelve months (Can extend up to three years). Whats different about our loans compared to more traditional lending methods is that we don’t require any capital. So you can rest easy knowing you don’t have to put up the family home or car as security.
We are open minded and look at every one of our customers on a case by case basis. Many of our clients have been turned down by the big banks. This is often because the banks don’t look at the big picture. Our team comes with a strong business background and we asses a business on not only its past experience but its potential. Because of this we approve many loans the banks will not.
Applying for Unsecured Business Loans doesnt need to be difficult. Get the working capital you need in your bank account in as little as one business day. Trusted by thousands of Australian small businesses.
Free to apply, no obligation, no financial statements.
A fast simple application process, apply in minutes.
Apply today and receive a decision within hours.
90% of customers receive their funds within 24 hours.
The online application process is quick and easy, and should only take about 10 minutes to complete.
Our team works hard to ensure all business loans are approved in 5 working days or less. However, most of our loans are approved within 24 hours.
Unsecured Finance Australia offer short term unsecured business loans from $5,000 to $300,000. Just like a secured loan, the maximum amount you can borrow is determined by the amount of revenue and cashflow coming through your business.
We offer loans ranging between three and twelve months. On average, most of our customers repay their loans between six and nine months, however, many also like to keep their payments low and spread out their payments over the full twelve month period.
For those wishing to pay off their loans early, often a discount is offered.
At Unsecured Finance Australia we like to keep things simple. Unlike the big banks who require huge amounts of information about your business, we just require the basics.
We need to identify who you are, and often, a drivers licence is all we need to do this.
Loans $5,000 to $50,000 we require the last three months of your businesses banks statements.
Loans $50,000 to $250,000 we will need a little more information:
To quality for an Unsecured Finance Business Loan you will need to have the following:
At Unsecured Finance Australia we understand that every business is different and therefore different unsecured business loans will be required for differnt clients. As such, the interest rates on our loans change depending on the health of your business and its cashflow. Once you have submitted your application and we have assesd your application, we will then be able to provide you with a summary of how much you can borrow, the interest rate on your loan and a break down of any fees or charges.
