Cafe Owner Requiring an Unsecured Business Loans

We are Proud to be a Leading Provider of Unsecured Business Loans in Australia.

At Unsecured Finance Australia we’ve made business lending easier, faster and less stressful. We provide unsecured business loans with a quick and painless application and approval process, with most of our clients receiving approval and funds within 24 hours.

Unsecured Business Loans
with Short Terms & No Security

Our unsecured business loans typically run between six and twelve months (Can extend up to three years). Whats different about our loans compared to more traditional lending methods is that we don’t require any capital. So you can rest easy knowing you don’t have to put up the family home or car as security.

We Approve When the Banks Don’t

We are open minded and look at every one of our customers on a case by case basis. Many of our clients have been turned down by the big banks. This is often because the banks don’t look at the big picture. Our team comes with a strong business background and we assess a business on not only its past experience but its potential. Because of this we approve many loans the banks will not.


The online application process is quick and easy, and should only take about 5 minutes to complete. Receive approval and funds the same business day.

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Loans from $5,000 to $300,000

settled same day

Minimal docs required

we only need the basics

Loan terms 3 to 12-Months

up to 60 for equipment

High approval rates

and fast!

Fast 24-Hour Loan Approval

Monday – Saturday

5-Minute online application

get started now

Apply now

Simple 5 minute online application.


We Support many diverse industries across Australia with unsecured business loans. Want more information?

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  • How quickly will I get the money?

    At Unsecured Finance Australia we understand growing your business is important, so our team works hard to get your funds to you as soon as possible.

    If you apply before 4pm on a business day and you application is approved, we can usually have the money in your account the same business day.

  • When will I know if I have been approved?

    Our team works hard to ensure all business loans are approved in 5 working days or less. However, most of our loans are approved within 24 hours.

  • What do I need to apply?

    At Unsecured Finance Australia we like to keep things simple. Unlike the big banks who require huge amounts of information about your business, we just require the basics.

    We need to identify who you are, and often, a drivers licence is all we need to do this.

    Loans $5,000 to $50,000 we require the last three months of your businesses banks statements.

    Loans $50,000 to $250,000 we will need a little more information:

    • The last 6 months of banks statements for your business.
    • The most recent financials showing incomings and outgoings.

  • How do I know if I qualify for an unsecured business loan?

    To quality for an Unsecured Finance Business Loan you will need to have the following:

    • A business with 12 months trading history.
    • Turnover in excess of $5,000 per month
    • Regular cash flow (daily, weekly or monthly)

  • How much can I borrow?

    Unsecured Finance Australia offer short term unsecured business loans from $5,000 to $300,000. Just like a secured loan, the maximum amount you can borrow is determined by the amount of revenue and cashflow coming through your business.

  • How long will it take to apply?

    The online application process is quick and easy, and should only take about 10 minutes to complete. Or if you prefer, fill out the quick quote form on this page and get started in under a minute.

  • What will the interest rate on my loan be?

    At Unsecured Finance Australia we understand that every business is different and therefore the same loan or rate will not suit every business. As such, the interest rates on our loans change depending on the health of your business and its cashflow. Once you have submitted your application and we have assessed your application, we will then be able to provide you with a summary of how much you can borrow, the interest rate on your loan and a break down of any fees or charges.

  • How long is short term?

    We offer loans ranging between three and twelve months. On average, most of our customers repay their loans between six and nine months, however, many also like to keep their payments low and spread out their payments over the full twelve month period.

    For those wishing to pay off their loans early, often a discount is offered.

  • “Thank you Unsecured Finance Australia for the great way I have been treated. Your team are exceptionally professional and respectful of your customers position. You have a great understanding of business, how unsercured business loans work and are prepared to be flexible, that's really important. I will highly recommend you whenever I am asked about finance.”
    Clothing Retail
  • We've run restaurants for 13 years yet the banks didn't want to help us expand. The team at Unsecured Finance Australia understood how our business worked and provided us with a number of unsecured business loans over a 1 year period to provide us with the funds we needed to grow. We've just taken our third loan from Unsecured Finance Australia to further renovate the outdoor area so we can serve more customers in the summer.
    Restaurant Owner

Unsecured Business Loans from $5,000 to $300,000

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