No repayments for 6-weeks. When it suits you.

Loans From $5,000 to $300,000. Offer ends Dec 31.

APPLY NOW or learn more

Approved Unsecured Business Loans
Unsecured Small Business Loans Made Simple

At Unsecured Finance Australia we’ve got your back with a Small Business Loan to cover great opportunities or one-off business expenses. All loans funded by 31 December 2019 come with no repayments for 6 weeks, to use when it suits you. It could be now, in the new year or in the months to come. Don’t forget, you’ll also go into the draw to win $6,000.

Business Loans
$5k - $300k

A term loan with a redraw option.

  • Facility term 3 – 24 months
  • Any business purpose
  • Top-up & early payout options

Get Started

End of year offer no 
repayments for 6-weeks.
Whenever it suits you.
Dedicated to Providing
Unsecured Lending Options

Just like you we are small business owners, and we understand how difficult it is to manage the day to day operations of a business while trying to grow. We have also learnt that access to capital for operating cash flow or expansion can be a determining factor in the sucess of your business.

Benefits of Non-Bank Lenders

It’s no secret securing funding from one of the big banks can be difficult. The biggest problem with traditional lending pathways is the time it can take to process an application and the vast amount of information you must provide to get approved. Thats where non-bank lenders like Unsecured Finance Australia come in. We make the application process quick, easy and in most cases can settle funds in an approved applicants account the same business day.

Business Lending Options

We have worked hard to develop a number of short term business loans to suit the various needs of our clients, these include: unsecured business loans (term loans), invoice financing, and our flexible business line of credit.

Loans from $5,000 to $300,000

settled same day

Minimal docs required

we only need the basics

Loan terms 3 to 24-Months

up to 60 for equipment

High approval rates

and fast!

Fast 24-Hour Loan Approval

Monday – Saturday

5-Minute online application

get started now

Apply now

Simple 5 minute online application.

Funded Same Day

Wine Bar

Requirement: Customer needed funds to purchase the remaining half of their business from operating partner.

Our team quickly supplied an unsecured business loan and structured repayments to compliment the business.

Approved in 2-Hours


Requirement: The restaurant relocated and required funds to fit out the new site.

Our teams fast turnaround gave the client access to funds from an unsecured business loan within 48 hours which enabled the owner to start fit out immediately.

Funded within 48-Hours


Requirement: Business needed funds to fit out new electrical van.

Unsecured Finance Australia’s fast turnaround gave client access to funds from an unsecured business loan within 48 hours to get their new van fitted out fast.

Apply in minutes

Grow your business and manage your cash flow with an unsecured business loan. Get the working capital you need in your bank account in as little as one business day. Trusted by thousands of Australian small businesses.

Free to apply, no obligation, no financial statements.

We would love to help.

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Could your business use some extra cash flow to start the new year right? We can help

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  • How much can I borrow?

    Unsecured Finance Australia offer short term unsecured business loans from $5,000 to $300,000. Just like a secured loan, the maximum amount you can borrow is determined by the amount of revenue and cashflow coming through your business.

  • What do I need to apply?

    At Unsecured Finance Australia we like to keep things simple. Unlike the big banks who require huge amounts of information about your business, we just require the basics.

    We need to identify who you are, and often, a drivers licence is all we need to do this.

    Loans $5,000 to $50,000 we require the last three months of your businesses banks statements.

    Loans $50,000 to $250,000 we will need a little more information:

    • The last 6 months of banks statements for your business.
    • The most recent financials showing incomings and outgoings.

  • What will the interest rate on my loan be?

    At Unsecured Finance Australia we understand that every business is different and therefore the same loan or rate will not suit every business. As such, the interest rates on our loans change depending on the health of your business and its cashflow. Once you have submitted your application and we have assessed your application, we will then be able to provide you with a summary of how much you can borrow, the interest rate on your loan and a break down of any fees or charges.

  • How do I know if I qualify for an unsecured business loan?

    To qualify for an Unsecured Finance Business Loan you will need to have the following:

    • A business with 6 months trading history.
    • Turnover in excess of $5,000 per month
    • Regular cash flow (daily, weekly or monthly)

  • How long is short-term?

    We offer loans ranging between three and 24-months. On average, most of our customers repay their loans between six and nine months, however, many also like to keep their payments low and spread out their payments over the full twelve month period.

    For those wishing to pay off their loans early, often a discount is offered.

  • How long will it take to apply?

    The online application process is quick and easy, and should only take about 10 minutes to complete. Or if you prefer, fill out the quick quote form on this page and get started in under a minute.

  • When will I know if I have been approved?

    Our team works hard to ensure all business loans are approved in 5 working days or less. However, most of our loans are approved within 24 hours.

  • How quickly will I get the money?

    At Unsecured Finance Australia we understand growing your business is important, so our team works hard to get your funds to you as soon as possible.

    If you apply before 4pm on a business day and you application is approved, we can usually have the money in your account the same business day.

Unsecured Business Loans from $5,000 to $300,000

or learn more here